CODAC Portal Policy. These terms establish the applicable operational rules, safeguards, and member responsibilities for use of the CODAC Portal.

CODAC Portal common policy

Common Terms & Conditions

Version 1.0 · Official CODAC Portal Common Terms & Conditions

Approved common rules for fair account review, termination, reward forfeiture, Grand Reward claims and releases, unclaimed rewards and incentives, and responsible use of the CODAC name and ecosystem.

Official CODAC Portal policy framework

Policy notice: These Common Terms & Conditions govern applicable CODAC Portal account rules, safeguards, responsibilities, review procedures, and approved reward and incentive processes. Applicable law and legally required compliance obligations shall prevail where required.

Applies to all account categories. Category-specific requirements shall apply only through separately approved addenda.

On this page Scope & acceptance Account duties Prohibited conduct Fair-evidence rules Review process Grand Reward claim & release Forfeiture limits Approved destinations Reserve use Privacy & security Category addenda Legal review

Scope and acceptance

These common terms apply to every CODAC Portal account category, including individual, creator, merchant, business, service provider, clan or community, cooperative, organization, foundation or charity, school, and government-related accounts.

Before registration is completed, the registrant must be shown the current Common Terms & Conditions, any applicable category-specific addendum, the privacy notice, and the required acknowledgments. Acceptance must be recorded in a verifiable manner.

Registration is free. It does not guarantee rewards, profit, financial returns, account approval, or permanent access to any service.

Account and identity duties

Provide truthful, current, and verifiable registration and identity information.
Follow the One Person–One Account policy and complete required re-verification when a risk review reasonably requires it.
Protect credentials, devices, recovery methods, and access codes from unauthorized use.
Use the correct account category and prove authority to act for an entity account.
Do not sell, rent, share, transfer, or lend a verified account to another person.
Comply with approved CODAC rules, applicable law, and officially published security procedures.

Conduct that may justify investigation

A hold and investigation may begin when credible evidence indicates one or more of the following:

Attempted or completed hacking, unauthorized access, malware use, denial-of-service activity, credential theft, or interference with CODAC systems.
Fraud, falsified records, reward manipulation, deliberate system gaming, collusion, or circumvention of approved limits.
Creation or control of dummy, proxy, duplicate, synthetic, or deceptively registered accounts.
Using CODAC-COIN names, marks, systems, protected materials, trade secrets, or confidential methods without authorization.
Unauthorized fundraising, money collection, investment solicitation, impersonation, or representation using the CODAC-COIN name.
Inducing or directing Portal members into an unauthorized copied or deceptively similar system by misusing CODAC access, confidential information, or branding.
Money laundering, sanctions evasion, terrorist financing, trafficking, exploitation, or other unlawful activity.
Credible threats, doxxing, stalking, extortion, targeted harassment, intimidation, or violence directed against the Founder or any person within the Founder’s protected bloodline. For purposes of this provision, the Founder’s Protected Bloodline includes, with particular protection given to the Founder’s biological children and their present and future direct blood descendants, the Founder’s biological brothers and sisters and their direct blood descendants, including nieces, nephews, and their succeeding blood descendants. Only persons related through the Founder’s bloodline are included in this special protected category. Spouses, husbands, wives, partners, in-laws, and persons related solely by marriage, affinity, or partnership are not included solely because of that relationship.
Material violation of an approved category-specific addendum or other officially published CODAC policy.

Fair-evidence and protected-conduct rules

Not sufficient by itself

A shared IP address, shared household, family relationship, surname, location, device pattern, accusation, rumor, or unverified screenshot is not by itself proof of a violation.

No automatic family ban

Children, grandchildren, descendants, relatives, and household members are not automatically blocked because another person was terminated. Action requires evidence that the person controlled, benefited from, or knowingly acted as an accomplice or proxy account.

Protected good-faith activity

Honest criticism, factual reviews, good-faith complaints, lawful reporting, requests for support, whistleblowing, and participation in a fair investigation are not violations by themselves.

Evidence must be specific

Serious sanctions require documented facts linked to the account or person, a stated policy provision, reliable evidence, and a review record—not retaliation or personal disagreement.

Hold, review, decision, and appeal

Before termination and forfeiture, the account must pass through the approved due-process sequence:

Step 1 — Temporary account hold
Step 2 — Written notice and stated grounds
Step 3 — Member explanation and evidence
Step 4 — Independent documented review
Step 5 — Written decision and appeal or final review

No eligible balance is forfeited before a final guilty termination decision. The response period, appeal period, reviewer qualifications, conflicts procedure, and final-review authority must be fixed and published before enforcement.

Grand Reward claim and release

No member deposits

The CODAC Portal does not accept member deposits. Members are not required or permitted to deposit personal funds into the CODAC Portal as a condition of registration, participation, qualification, or Grand Reward eligibility.

Grand Reward claim and release

A qualified member whose Grand Reward has become eligible, verified, approved, and available for claim may request release of the approved Grand Reward to the member’s verified Claim Destination Wallet, subject to applicable identity, security, compliance, tax, fraud-prevention, and release requirements.

The approved Grand Reward may be subject to applicable government tax, withholding tax, or other legally required deductions based on the member’s country, tax status, classification, and applicable law. Any required withholding or deduction shall be properly recorded and applied before the final net claimable amount is released.

A Grand Reward claim and release represents an approved CODAC Grand Reward and is not the return of personal funds provided by the member. The amount released represents the member’s approved Grand Reward, less any applicable government tax, withholding tax, or other legally required deductions.

Any approved Grand Reward or Portal Incentive that remains unclaimed shall remain attributable and claimable by the eligible member under the applicable verification and unclaimed reward or incentive procedure. It shall not become CODAC Foundation revenue unless a final forfeiture decision has been made under the approved due-process rules.

Strict limit on forfeitable balances

Only the following balances may be forfeited after a final guilty termination decision:

Grand Rewards still held in the designated Grand Rewards ledger at the official hold timestamp.
Portal Incentives still held in the designated Portal Incentives ledger at the official hold timestamp.

Nothing else becomes forfeitable merely because an account is held or terminated. The system must preserve the official hold timestamp, balance snapshot, ledger source, evidence record, decision record, approvals, and destination transaction reference.

Approved fund destinations only

No unapproved wallet, vault, or destination may be inferred from these terms. The expressly approved destinations are:

Unclaimed milestone rewards

Unclaimed Milestone Rewards Wallet

Separate destination for unclaimed milestone-reward balances.

Unclaimed grand rewards

Unclaimed Portal Grand Rewards Wallet

Separate destination for unclaimed Portal Grand Reward balances.

Unclaimed portal incentives

Unclaimed Portal Incentive Rewards Wallet

Separate destination for unclaimed Portal incentive balances.

Finally forfeited rewards and incentives

CODAC Foundation Forfeited Funds Humanitarian & Legal Protection Reserve Wallet

Receives only eligible balances forfeited after the final due-process decision.

Humanitarian and legal reserve controls

The CODAC Foundation alone may administer the forfeited-funds reserve, subject to documented approvals, separate accounting, audit records, conflict controls, and applicable law.

Permitted ledgers and uses

Humanitarian & Charity Ledger: approved humanitarian relief, charity work, emergency support, and community-benefit activities.
CODAC Legal Protection Ledger: documented attorney fees, filing fees, legal advice, evidence preservation, incident response, asset recovery, and lawful protection of CODAC systems, members, contracts, intellectual property, management, and the Founder in CODAC-related matters.

Prohibited uses

Personal or family matters unrelated to CODAC.
Retaliation, intimidation, or legal action intended merely to silence honest criticism, complaints, reviews, or whistleblowing.
Political contributions, campaigning, bribery, undocumented cash payments, self-payments, or conflicted approvals.
Any transfer without a lawful purpose, supporting documents, authorized approval, and auditable ledger entry.

Privacy, identity, and security

Personal-data processing is governed by the CODAC Portal Privacy Notice together with these Common Terms and applicable law.

Collect only data reasonably necessary for identity, account security, compliance, and approved service operation.
Provide a clear privacy notice and lawful consent or other valid legal basis before collecting personal data.
Use access controls, encryption, retention limits, incident procedures, and authorized personnel for sensitive identity records.
Do not expose private organizational structures, qualification sequences, internal fraud signals, or protected backend logic to unauthorized users.
Allow lawful data-subject rights and complaints under the applicable privacy framework.

Merchant, organization, and other addenda

Existing approved Merchant and Organization task rules remain unchanged. These common terms do not rewrite those rules.

Additional requirements for merchants, organizations, foundations, schools, government-related entities, creators, businesses, or other account categories shall apply only through a separately approved addendum. No missing category-specific rule is invented or implied by this page.

Legal review and publication controls

These terms and related CODAC procedures shall remain subject to applicable legal review concerning enforceability, consumer protection, privacy, cybercrime, electronic transactions, digital-asset treatment, dispute procedures, reserve governance, and cross-border requirements.

Republic Act No. 8792 — Electronic Commerce Act Republic Act No. 10173 — Data Privacy Act Republic Act No. 10175 — Cybercrime Prevention Act Republic Act No. 7394 — Consumer Act of the Philippines

These terms shall publish and maintain a version number, response period, appeal period, authorized reviewers, Grand Reward claim and release procedures, applicable wallet destinations, spending controls, technical controls, and amendment-notice procedure.

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Official CODAC Portal Common Terms & Conditions. All applicable legal, tax, security, compliance, and verification requirements shall be applied in accordance with applicable law and officially published CODAC policies.