CODAC Merchant Portal v1.1 — Ready to Configure

CODAC Merchant Portal

Prepare your store now. Sell only after country activation.

Merchants can build their profile, catalog, documents, discounts and compliance records during pre-launch. Live transactions remain locked until CODAC completes and activates the applicable country legal, tax, payment and regulatory configuration.

Merchant readiness

Merchant AccountPRE-ACCREDITATION

Country CompliancePENDING

SellingDISABLED

Dynamic QRTEST MODE

CommissionCALCULATION ONLY

SettlementDISABLED

Draft Products

0

Prepared catalog items

Documents

0

Requirements staged

Member Discount

Off

Optional CODAC benefit

Live Transactions

0

Locked until activation

Country activation gate

All live functions remain locked until every required country control is ready.

Legal / marketplace reviewCountry-specific platform obligations validated

Pending

Tax configurationMerchant duties and any CODAC withholding/collection obligations configured

Pending

Payment & settlement railApproved payment/settlement method connected and tested

Not connected

Merchant verification sourcesBusiness, tax and regulatory verification adapters validated

Not connected

Security & audit testingTransaction, refund, commission and points controls tested

Pending

Store Preparation

Prepare the merchant profile before selling is enabled.

Pre-launch editable

Prototype data is saved only in this browser using local storage. No information is submitted to CODAC servers.

Products & Catalog

Create draft products now. Publishing stays locked until country selling activation.

Publish Disabled

Product / Offer Name

Main Product Category

Subcategory

Brand / Manufacturer

SKU / Product Code

Unit / Package

Price (USDT reference)

Stock / Availability

Product Origin / Country

Regulatory Status

Description / Specifications

Product	Category / Subcategory	Brand / SKU	Price	Stock	Status	Action

Regulated categories remain subject to product-level verification. An approved Merchant account does not automatically authorize every product listing. Categories and subcategories are preparation fields and may be expanded by country rules.

Documents & Verification

Stage required business, tax and regulatory documents before live verification services are connected.

Verification adapter not connected

Document Type

Document Number / Reference

Expiry Date

Choose File (local staging only)

The selected file is not uploaded or stored by this prototype. Only its file name may be recorded locally for preparation.

Type	Reference	File	Expiry	Status	Action

CODAC Member Discounts

Optional member benefit. This discount is separate from the fixed 8% CODAC Commission.

Offer CODAC Member Discount?

Discount Type

Discount Value

Optional Minimum Spend for This Discount0 = no minimum. This affects only the Merchant's optional discount, not Merchant Points eligibility.

Valid From

Valid Until

Eligibility / Blackout / Package Notes

Hotels, beach resorts and other hospitality merchants may use this section for room/package-specific CODAC Member Discounts. The discount does not replace or reduce tax duties assigned by law.

Country Compliance Contribution

Merchants may help CODAC collect official local information, but they do not approve legal compliance.

Current country profile

Philippines

Activation state

Country StatusPENDING COMPLIANCE

Tax ModePending

WithholdingDisabled until validated

SellingDISABLED

Official Government / Regulator Link

Topic

Merchant Note

Local CPA / Lawyer / Compliance Contact

Contact Details

All contributions require independent validation before CODAC uses them as country rules.

Topic	Official Link	Note	Status	Action

Dynamic Transaction QR — Test Mode

Prepare the workflow now. No payment, commission transfer, settlement or points credit occurs.

Simulation Only

TEST MODE · NOT A LIVE PAYMENT QR

Transaction Category

Actual Purchase / Service Amount (USDT reference)

Member Discount

Branch / Location

Transaction / Product Note

This visual token is a pre-launch simulation. It does not transfer funds and must not be presented to customers as a live CODAC payment QR.

Transaction ID—

Actual Purchase Amount0.00

Member Discount0.00

Actual Qualified Spend0.00

8% CODAC Commission0.00

Tax WithholdingPending country config

Merchant Points Preview0

Projected Net Before Tax Adjustments0.00

8% Commission & Settlement Preview

The commission is configured for automatic collection once live settlement is legally and technically activated.

Commission Rate

8%

Fixed CODAC commercial platform commission

Destination

Merchant Collector

Transfer disabled in pre-launch

Tax Treatment

Separate

Merchant taxes and any platform tax duties remain country-specific

Actual Purchase / Service Amount

CODAC Member Discount

Actual Qualified Spend0.00

8% Auto Commission0.00

Tax Withholding / CollectionNot configured

Projected Merchant Settlement0.00

When activated: qualifying transaction → applicable country tax logic → automatic 8% CODAC Commission posting → merchant/service settlement → audit record. Government taxes never enter the Merchant Collector Wallet.

Merchant Points Preview

Qualified completed spending will credit the member's Merchant Points Wallet after live activation.

Preview Only

No CODAC-wide minimum purchase: Merchant Points are calculated proportionally from the member's actual qualified amount spent after any applicable CODAC Member Discount. Example: 0.50 USDT qualified spend = 12.50 Merchant Points at the current 25 points per 1 USDT working rate.

Approved Working Rate

25

Merchant Points per 1 USDT qualified spend

Credit Destination

Member Wallet

Member Merchant Points Wallet

Qualification

Completed

Scan alone is not enough

CreatedMerchant creates transaction record

Step 1

Member ConfirmedMember reviews and confirms transaction

Step 2

PaidApproved live payment confirms funds

Step 3

Fulfilled / CompletedProduct delivered or qualifying service completed

Step 4

Points CreditedMember Merchant Points Wallet is credited automatically

Locked pre-launch

Cancelled transactions earn no Merchant Points. Full or partial refunds trigger corresponding points reversal/adjustment when the live ledger is connected.

Verified Reviews & Complaints

Review design is tied to completed verified transactions.

Overall Rating

—

No live verified reviews yet

Verified Reviews

0

Only completed transactions qualify

Formal Complaints

0

Separate from public reviews

Public Status

Pre-launch

No live marketplace profile

✓ Verified Purchase ★★★★★

Demo only

Sample review layout. Good-faith positive or negative reviews from verified buyers are visible after launch, subject to review policy.

Merchant may post a public response.

Formal Complaint

Demo workflow

Serious allegations such as counterfeit products, fraud, unsafe products or refusal to honor a valid refund are routed to a separate evidence-based complaint process.

Neutral status may show “Under CODAC Review” while a serious complaint is investigated.

Negative good-faith reviews are not removed merely because a Merchant disagrees. Fake reviews, threats, doxxing, extortion, fabricated reviews and review manipulation may be moderated or removed.

Terms Acceptance & Selling Activation

Account preparation can proceed now. Live selling remains country-gated.

I have read and agree to the CODAC Portal Common Terms & Conditions. I have read and agree to the Merchant Additional Terms & Conditions. I have reviewed the Privacy Notice and applicable data-processing disclosures. I accept the disclosed fixed 8% CODAC Merchant Commission and its automatic collection when live settlement is activated. I agree to the Dynamic Transaction QR, transaction audit, cancellation and refund-adjustment rules. I agree to the Merchant Task / Merchant Points qualification and reversal rules. I accept Merchant responsibility for lawful products, fulfillment, valid refunds, warranties, consumer obligations and applicable taxes. I agree to verified reviews, complaint handling, investigation, enforcement and appeal rules.

Open Common Terms Open Merchant Terms v1.1

Acceptance in this prototype is stored locally only and is not a legally operative live acceptance record.

Merchant account preparationProfile, catalog, documents, discounts and compliance contributions

AVAILABLE

Merchant verificationCan be prepared; real external verification adapters are not yet connected

READY TO CONNECT

Country selling activationRequires validated legal, tax, payment, regulatory and security setup

LOCKED

Live Dynamic QR / payments / commission / settlement / pointsAutomatically unlocked only after proper country activation and live integrations

DISABLED

Do not change the country setting to ACTIVE merely to enable selling. Country activation must follow validated legal/tax/compliance review, connected payment/verification services, security testing and CODAC approval.