Current member architecture

Seven separate wallet and progress layers

CODAC separates digital-asset balances from qualification progress so members can clearly distinguish CODAC, USDT, activity points, organizational progress, and future fiat functionality.

Prototype architecture · no live custody or deposits

The seven member wallet types

01 · ASSET

CODAC Wallet

Prototype CODAC reward/claim balance display. Ordinary external deposits are not enabled in the current portal architecture.

02 · ASSET

USDT Wallet

Prototype USDT reward/claim balance display. It is not presented as a customer deposit or stored-value account.

03 · PROGRESS

Trading Points

Qualification progress from verified eligible CODAC buy and sell activity under the applicable Trading Task rules.

04 · PROGRESS

Merchant Points

Qualification progress from verified eligible purchases with accredited merchants under the Merchant Task rules.

05 · PROGRESS

Channel Points

Qualification progress from verified Portal Learning Activities. Voluntary viewing of official external channels does not itself create Channel Points.

06 · PROGRESS

Organization Points

Protected F-COBI CODAC Engine organizational progress. Public pages show only approved progress information; protected engine data remains private.

07 · FUTURE

Fiat Wallet

Coming soon only. Any future fiat functionality requires separate legal, payment, security, and country activation review.

Points have no monetary or market value. Trading, Merchant, Channel, and Organization Points are qualification progress units. They are not CODAC, USDT, cash, legal tender, or guaranteed rewards.

Reward claim accounting is separate

Grand Reward USDT and CODAC Claim Balances appear only when actually funded under approved claim rules. They are not ordinary member deposit wallets and do not increase the seven-wallet count.

See the live prototype layout

Open My Wallets and Grand Reward Progress in the integrated Member Portal.

Open Member Portal →